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Author: Dr. Harish Handa Publisher: Bharti Publications ISBN: 9381212449 Category : Business & Economics Languages : en Pages : 98
Book Description
The case of Vijay Mallya and build in Asian nation Campaign of our Prime Minister Narender Modi are the attention opener of our banking industry. The B3 ( Basel 3) which is considered the basic book for the elevation of standards of banking emphasizes the requirement to boost the standard and amount of capital parts, leverage quantitative relation, liquidity standards, and increased disclosures. The book is an effort to debate the assorted problems concerned within the restrictive pointers issued by the banking concern of Asian nation from time to time .It initial lays the context of B3 and so incorporates the vital pointers and their implications for the Indian Banks. The last a part of the book discusses the challenges of implementing the B3 III framework, particularly in areas like augmentation of capital resources, growth versus monetary stability, challenges for increased profit, deposit evaluation, value of credit, maintenance of liquidity standards, and strengthening of risk design. I have a tendency to do hope the book are going to be helpful for the bankers and academicians.
Author: Dr. Harish Handa Publisher: Bharti Publications ISBN: 9381212449 Category : Business & Economics Languages : en Pages : 98
Book Description
The case of Vijay Mallya and build in Asian nation Campaign of our Prime Minister Narender Modi are the attention opener of our banking industry. The B3 ( Basel 3) which is considered the basic book for the elevation of standards of banking emphasizes the requirement to boost the standard and amount of capital parts, leverage quantitative relation, liquidity standards, and increased disclosures. The book is an effort to debate the assorted problems concerned within the restrictive pointers issued by the banking concern of Asian nation from time to time .It initial lays the context of B3 and so incorporates the vital pointers and their implications for the Indian Banks. The last a part of the book discusses the challenges of implementing the B3 III framework, particularly in areas like augmentation of capital resources, growth versus monetary stability, challenges for increased profit, deposit evaluation, value of credit, maintenance of liquidity standards, and strengthening of risk design. I have a tendency to do hope the book are going to be helpful for the bankers and academicians.
Author: Kamal Kishore Publisher: ISBN: Category : Languages : en Pages : 15
Book Description
The last financial crisis in 2007-08 resulted in a detailed review of components of regulatory capital as it was discovered that many of the capital elements of Basel II were not capable of meeting the losses suffered by the banks. This led to emergence of new capital framework for capital regulation in banks named as Basel III. The new capital regulations provide for Common Equity Tier I and Additional Tier I besides Tier II capital to meet the prescribed capital ratios. The capital elements bestowed with more stringent eligibility terms and loss absorption features at prescribed trigger levels have been incorporated to improve their quality. These amendments in regulatory capital norms have come into effect in a phased manner from April, 2013. The impact varies from bank to bank depending upon capital instruments available in the capital profile of the banks and strategy adopted by them in meeting the challenge of transition from Basel II to Basel III regulations. The paper examines the data relating to impact of this transition in select Indian banks and its analysis.
Author: Vanessa Le Leslé Publisher: International Monetary Fund ISBN: 1475502656 Category : Business & Economics Languages : en Pages : 50
Book Description
In this paper, we provide an overview of the concerns surrounding the variations in the calculation of risk-weighted assets (RWAs) across banks and jurisdictions and how this might undermine the Basel III capital adequacy framework. We discuss the key drivers behind the differences in these calculations, drawing upon a sample of systemically important banks from Europe, North America, and Asia Pacific. We then discuss a range of policy options that could be explored to fix the actual and perceived problems with RWAs, and improve the use of risk-sensitive capital ratios.
Author: Y. Venugopal Reddy Publisher: Anthem Press ISBN: 1843318016 Category : Business & Economics Languages : en Pages : 414
Book Description
'India and the Global Financial Crisis' offers a collection of key speeches delivered by Reddy during his tenure as Governor of the Reserve Bank of India, and provides insights into the challenges facing the management of India's calibrated integration within the global economy.
Author: Mr.Sonali Das Publisher: International Monetary Fund ISBN: 1463933797 Category : Business & Economics Languages : en Pages : 38
Book Description
We study how investors account for the riskiness of banks' risk-weighted assets (RWA) by examining the determinants of stock returns and market measures of risk. We find that banks with higher RWA had lower stock returns over the US and European crises. This relationship is weaker in Europe where banks can use Basel II internal risk models. For large banks, investors paid less attention to RWA and rewarded instead lower wholesale funding and better asset quality. RWA do not, in general, predict market measures of risk although there is evidence of a positive relationship before the US crisis which becomes negative afterwards.
Author: Mr.Andre Santos Publisher: International Monetary Fund ISBN: 147551008X Category : Business & Economics Languages : en Pages : 43
Book Description
Staff Discussion Notes showcase the latest policy-related analysis and research being developed by individual IMF staff and are published to elicit comment and to further debate. These papers are generally brief and written in nontechnical language, and so are aimed at a broad audience interested in economic policy issues. This Web-only series replaced Staff Position Notes in January 2011.
Author: Caio Ferreira Publisher: International Monetary Fund ISBN: 1498320309 Category : Business & Economics Languages : en Pages : 42
Book Description
Developing economies can strengthen their financial systems by implementing the main elements of global regulatory reform. But to build an effective prudential framework, they may need to adapt international standards taking into account the sophistication and size of their financial institutions, the relevance of different financial operations in their market, the granularity of information available and the capacity of their supervisors. Under a proportionate application of the Basel standards, smaller institutions with less complex business models would be subject to a simpler regulatory framework that enhances the resilience of the financial sector without generating disproportionate compliance costs. This paper provides guidance on how non-Basel Committee member countries could incorporate banks’ capital and liquidity standards into their framework. It builds on the experience gained by the authors in the course of their work in providing technical assistance on—and assessing compliance with—international standards in banking supervision.
Author: Mohamed Belkhir Publisher: International Monetary Fund ISBN: 1513519808 Category : Business & Economics Languages : en Pages : 44
Book Description
Using a sample of publicly listed banks from 62 countries over the 1991-2017 period, we investigate the impact of capital on banks’ cost of equity. Consistent with the theoretical prediction that more equity in the capital mix leads to a fall in firms’ costs of equity, we find that better capitalized banks enjoy lower equity costs. Our baseline estimations indicate that a 1 percentage point increase in a bank’s equity-to-assets ratio lowers its cost of equity by about 18 basis points. Our results also suggest that the form of capital that investors value the most is sheer equity capital; other forms of capital, such as Tier 2 regulatory capital, are less (or not at all) valued by investors. Additionally, our main finding that capital has a negative effect on banks’ cost of equity holds in both developed and developing countries. The results of this paper provide the missing evidence in the debate on the effects of higher capital requirements on banks’ funding costs.
Author: Dr. Harish Handa
Author: Dr. Harish Handa
Author: 
Author: Kamal Kishore
Author: Vanessa Le Leslé
Author: Benjamin H. Cohen
Author: Y. Venugopal Reddy
Author: Mr.Sonali Das
Author: Mr.Andre Santos
Author: Caio Ferreira
Author: Mohamed Belkhir