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Author: Paul Heaton Publisher: RAND Corporation ISBN: Category : Business & Economics Languages : en Pages : 12
Book Description
Legislators and consumer groups in Michigan have recently proposed a number of reforms designed to reduce the costs of auto insurance in the state. In this paper, the author examines how auto-crash claiming patterns in Michigan differ from those in other states and considers how these differences might affect consumer costs. It shows that the fact that premiums are higher in Michigan than in other states can be explained by higher levels of reimbursement provided to injury victims and their medical providers. This pattern suggests that reforms that change claiming behavior may have considerable potential for lowering auto premiums in Michigan.
Author: Paul Heaton Publisher: RAND Corporation ISBN: Category : Business & Economics Languages : en Pages : 12
Book Description
Legislators and consumer groups in Michigan have recently proposed a number of reforms designed to reduce the costs of auto insurance in the state. In this paper, the author examines how auto-crash claiming patterns in Michigan differ from those in other states and considers how these differences might affect consumer costs. It shows that the fact that premiums are higher in Michigan than in other states can be explained by higher levels of reimbursement provided to injury victims and their medical providers. This pattern suggests that reforms that change claiming behavior may have considerable potential for lowering auto premiums in Michigan.
Author: Joseph T. Barberi Publisher: Word Association Publishers ISBN: 9781633853720 Category : Law Languages : en Pages : 110
Book Description
How can you best protect your family in the event of a motor vehicle accident? BE INFORMED AND MAKE CERTAIN YOU ARE ADEQUATELY INSURED. After 46 years of No-Fault Auto Insurance, Michigan consumers are faced with difficult choices when it comes to selecting options to protect themselves and their family members under Michigan's new No-Fault Laws, set to become effective July 1, 2020!Be proactive and prepare before tragedy strikes. It will save you from the nightmare of snowballing costs and permanent losses. Damages are recoverable, but only when there is adequate insurance coverage. With knowledge comes the power to help yourself and others. I'm not in the business of selling auto insurance nor do I recommend buying auto insurance from any particular insurance company. I am an experienced motor vehicle accident attorney and my message, in this book, is for you, the consumer. For over 30 years, I have helped accident victims and their families, who through no fault of their own, were seriously injured or had loved ones killed in a motor vehicle accident. -Joseph T. Barberi, Michigan Auto Accident Attorney
Author: United States. Congress. Senate. Committee on Commerce, Science, and Transportation Publisher: ISBN: Category : Business & Economics Languages : en Pages : 144
Author: Peter Kinzler Publisher: University Press of Kansas ISBN: 0700632298 Category : Political Science Languages : en Pages : 308
Book Description
In Highway Robbery Peter Kinzler delivers a fast-paced behind-the-scenes account of two federal legislative efforts twenty years apart—one from the political left and one from the right—to reform America’s auto insurance system to make it fairer and more affordable. He explains how the legislation was designed to achieve those objectives and describes the political challenge of trying to overcome the entrenched special interest opposition of those who stood to lose billions—trial lawyers and insurers—if the new no-fault system were adopted. Highway Robbery provides readers with both a primer on how fault and liability auto insurance, no-fault, and no-fault choice insurance policies work and who benefits most from which system. Peter Kinzler, with years of experience as a congressional staffer and in the private sector, is the perfect guide through these important policy and political fights, enlivened with revealing firsthand sketches of the legislators, staffers, academics, and lobbyists who played major roles in these attempts as well as their interplay with each other. Drawing upon his decades of engagement with the issues, Kinzler shows how thoughtful and skilled members of Congress, good staff, and thorough academic research can lay the groundwork for important reform legislation; in doing so he provides a model for restoring Congress’s effectiveness, whenever it chooses to resume exercising its constitutional authority as the legislative branch of government. Highway Robbery details how the trial bar used the levers of political power first to undermine state no-fault laws and then to use the weaknesses they had implemented in the laws to undermine passage of federal legislation. It also describes the surprising alliance in opposition between the trial bar and famed consumer advocate Ralph Nader. No-fault continues to hold the promise of better compensation and dramatic premium reductions, with the largest savings available to those who need them most—low- and moderate-income drivers. The most likely scenario for further federal consideration of auto insurance reform would be in the context of congressional action on universal health insurance.
Author: New Jersey. Commission to Study the New Jersey Automobile Reparation Reform Act Publisher: ISBN: Category : Insurance, No-fault automobile Languages : en Pages : 150
Author: Paul Heaton
Author: Paul Heaton
Author: Joseph T. Barberi
Author: United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Author: United States. Congress. Joint Economic Committee
Author: Peter Kinzler
Author: Robert E. Keeton
Author: Michigan. Automobile Theft Prevention Authority
Author: 
Author: Alan I. Widiss
Author: New Jersey. Commission to Study the New Jersey Automobile Reparation Reform Act