Appréciation du risque bancaire dans l'octroi de crédits aux entreprises PDF Download

Author: N'Souwodji Ehe
Publisher:
ISBN:
Category :
Languages : fr
Pages : 734

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Author: N'SOUWODJI.. EHE
Publisher:
ISBN:
Category :
Languages : fr
Pages :

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Author: Kouassi Jean-Baptiste Koli
Publisher: Editions Universitaires Européennes
ISBN: 9783838181851
Category :
Languages : fr
Pages : 120

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L'octroi de crédit par les banques joue un rôle clé dans l'évolution économique d'un pays.Cette activité est coutumière des entreprises qui recourent à cette sorte de financement pour développer leurs affaires. Pour le banquier, l'octroi de crédit correspond à une prise de risque: celui de l'insolvabilité de l'emprunteur. Ainsi, l'organisation de la maîtrise du risque de crédit a une importance particulière et doit reposer sur un certain nombre de principes et une politique cohérente en matière d'étude des dossiers et de suivi des concours. La fonction crédit est dès lors le pivot central de cette organisation et son processus doit permettre la maîtrise de ce risque. La meilleure façon donc de se mettre à l'abri du risque de contrepartie, c'est de ne prendre au départ que de bons risques. Par conséquent, c'est au stade de la décision que se joue l'essentiel de la partie. Le banquier se doit donc de se doter d'une politique de crédit rigoureuse et réunir plusieurs sources d'informations suffisamment fiables pour motiver et justifier sa prise de décision.Ce livre fournit l'essentiel sur les outils et techniques pour la maîtrise du processus d'octroi de crédits aux entreprises.

Author:
Publisher: Editions Bréal
ISBN: 2749525225
Category :
Languages : en
Pages : 145

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Author: Majid Bazarbash
Publisher: International Monetary Fund
ISBN: 1498314422
Category : Business & Economics
Languages : en
Pages : 34

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Recent advances in digital technology and big data have allowed FinTech (financial technology) lending to emerge as a potentially promising solution to reduce the cost of credit and increase financial inclusion. However, machine learning (ML) methods that lie at the heart of FinTech credit have remained largely a black box for the nontechnical audience. This paper contributes to the literature by discussing potential strengths and weaknesses of ML-based credit assessment through (1) presenting core ideas and the most common techniques in ML for the nontechnical audience; and (2) discussing the fundamental challenges in credit risk analysis. FinTech credit has the potential to enhance financial inclusion and outperform traditional credit scoring by (1) leveraging nontraditional data sources to improve the assessment of the borrower’s track record; (2) appraising collateral value; (3) forecasting income prospects; and (4) predicting changes in general conditions. However, because of the central role of data in ML-based analysis, data relevance should be ensured, especially in situations when a deep structural change occurs, when borrowers could counterfeit certain indicators, and when agency problems arising from information asymmetry could not be resolved. To avoid digital financial exclusion and redlining, variables that trigger discrimination should not be used to assess credit rating.

Author: Ghada Gomaa A. Mohamed
Publisher: Dr. Ghada Mohamed
ISBN:
Category : Antiques & Collectibles
Languages : en
Pages : 147

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The First Annual Conference of Islamic Economics & Islamic Finance Organized and Edited by Dr. Ghada Gomaa A. Mohamed Conference venue: Chestnut Conference Centre, University of Toronto, Toronto, Ontario, Canada Conference Proceeding: Library & Archive Canada

Author: Organisation for Economic Co-operation and Development
Publisher: Organisation de coopération et de développement économiques
ISBN:
Category : Business & Economics
Languages : en
Pages : 266

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Contiene: Balance sheet reatructururing and privatisation of the banks; Restructuration des bilands et privatisation des banques; Restructuring of the banking system in Hungary; Restructuring of the banks in the former czech and Slovak Federal Republic; The estructuring of the banking system in Poland; The restructuring of the banking system in the former German Democratic Republic; Lessons from the credit-anstalt crisis in Austria (1931); Dealing with problem banks: the case of spain (1978-84); The privatisation of the banks in Poland; The privatisation of banks in the former German Democratic Republic. The payment system le systéme de paiement: Transformation of the payment system and the development of money markets; The creation of clearing and settlement systems for payments in central and Easstern European countries; The development of a market-based payment system in Russia; Reforming payment flows in formerl y centrally-planed economies; Payment system arrangements and related policy issues.

Author:
Publisher: Editions Bréal
ISBN: 2749525284
Category :
Languages : en
Pages : 162

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Author: Tsimaratos
Publisher: Martinus Nijhoff Publishers
ISBN: 9789041101938
Category : Political Science
Languages : en
Pages : 1278

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The "European Yearbook" promotes the scientific study of European organisations and the Organisation for Economic Co-operation and Development. Each volume contains a detailed survey of the history, structure and yearly activities of each organisation and an up-to-date chart providing a clear overview of the member states of each organisation. In addition, a number of articles on topics of general interest are included in each volume. A general index by subject and name, and a cumulative index of all the articles which have appeared in the "Yearbook," are included in every volume and provide direct access to the "Yearbook"'s subject matter. Each volume contains a comprehensive bibliography covering the year's relevant publications. This is an indispensable work of reference for anyone dealing with the European institutions. It is bilingual (English and French).

Author:
Publisher:
ISBN:
Category : Computer programming
Languages : fr
Pages : 660

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