Analysis of the Impact of ATM Double-charges on Consumers and Competition

Analysis of the Impact of ATM Double-charges on Consumers and Competition PDF Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 168

Book Description


Monthly Catalog of United States Government Publications

Monthly Catalog of United States Government Publications PDF Author:
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 888

Book Description


CIS Annual

CIS Annual PDF Author:
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 712

Book Description


CIS Index to Publications of the United States Congress

CIS Index to Publications of the United States Congress PDF Author: Congressional Information Service
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 696

Book Description


The Practice of Automated Teller Machine Surcharging

The Practice of Automated Teller Machine Surcharging PDF Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 160

Book Description


BNA's Banking Report

BNA's Banking Report PDF Author:
Publisher:
ISBN:
Category : Banking law
Languages : en
Pages : 1228

Book Description


Analysis of the Impact of ATM Double-charges on Consumers and Competition

Analysis of the Impact of ATM Double-charges on Consumers and Competition PDF Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 182

Book Description


The Bank Merger Wave

The Bank Merger Wave PDF Author: Gary Dymski
Publisher: M.E. Sharpe
ISBN: 9780765603821
Category : Business & Economics
Languages : en
Pages : 350

Book Description
The merger-mania of the 1990s has seen half of all US banks in operation at the end of the 1970 disappear. This study shows that it is not operating efficiences driving the mergers, and that consolidation may have effects contrary to consumer and non-financial businesss interests.

Cash Machine Charges

Cash Machine Charges PDF Author: Great Britain. Parliament. House of Commons. Treasury Committee
Publisher: The Stationery Office
ISBN: 9780215023070
Category : Business & Economics
Languages : en
Pages : 260

Book Description
About one third of ATMs now make direct charges to consumers, and in 2004 it is estimated that UK consumers paid £140 million in charges made whilst accessing funds through cash machines. The Committee's report examines the principle and increasing trend towards charging, the clarity of presentation of these charges to the consumer, the likely impact on financial exclusion and low-income households, and key areas for action from government, regulators and the industry. Findings include that although there has been an increase in free machines as well as charging machines, their location and the lack of transparency about which machines make charges hinders genuine competition and consumer choice. Recommendations include that there should be a clearer indication of the amount of surcharge on external signage with standardised labelling for all free and charging machines. The LINK network agreement needs to improve consumer representation and its enforcement mechanisms. The trend towards ATM charges should not be allowed to exacerbate existing financial exclusion, and the Government should ensure that the switch to direct payment of benefits does not disadvantage recipients in their access to cash.

Congressional Record

Congressional Record PDF Author: United States. Congress
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 1440

Book Description
The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)