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Author: Kent W. Colton Publisher: Springer Science & Business Media ISBN: 1468435787 Category : Science Languages : en Pages : 304
Book Description
Electronic funds transfer (EFT) systems include a wide range of computer-based payment systems and sources that substitute electronic and digital transfers for movements of cash and paper checks. A few years ago some people were predict ing that EFT would replace paper money and coins entirely and that we would soon be a "checkless" and' 'cashless" society. Such sweeping changes have not occurred, but a slower evolution is clearly underway. Although checks, cur rency, and coin are likely to be here for many years to come, EFT is becoming an established part of our worldwide payment transfer system, and the implications and consequences of this technology are real. They include: • Alterations in personal finance and in the process of purchasing and paying for consumer goods and services. • Changes in the structure of financial and retail organizations and their mode of interaction in the marketplace. • Modifications in the flow of funds in our society and in the interactions among economic institutions. • Alterations in the prospects for invasion of personal privacy, perpetration of fraud and theft, and violation of antitrust regulations. • Changes in the regulatory and competitive balance among the numerous financial institutions in the United States. Such alterations foretell important impacts on people and society. Benefits are forthcoming, but the costs will also be real.
Author: Kent W. Colton Publisher: Springer Science & Business Media ISBN: 1468435787 Category : Science Languages : en Pages : 304
Book Description
Electronic funds transfer (EFT) systems include a wide range of computer-based payment systems and sources that substitute electronic and digital transfers for movements of cash and paper checks. A few years ago some people were predict ing that EFT would replace paper money and coins entirely and that we would soon be a "checkless" and' 'cashless" society. Such sweeping changes have not occurred, but a slower evolution is clearly underway. Although checks, cur rency, and coin are likely to be here for many years to come, EFT is becoming an established part of our worldwide payment transfer system, and the implications and consequences of this technology are real. They include: • Alterations in personal finance and in the process of purchasing and paying for consumer goods and services. • Changes in the structure of financial and retail organizations and their mode of interaction in the marketplace. • Modifications in the flow of funds in our society and in the interactions among economic institutions. • Alterations in the prospects for invasion of personal privacy, perpetration of fraud and theft, and violation of antitrust regulations. • Changes in the regulatory and competitive balance among the numerous financial institutions in the United States. Such alterations foretell important impacts on people and society. Benefits are forthcoming, but the costs will also be real.
Author: Jean Bacon Publisher: Addison Wesley Publishing Company ISBN: Category : Computers Languages : en Pages : 922
Book Description
Annotation Both theory and practice are blended together in order to learn how to build real operating systems that function within a distributed environment. An introduction to standard operating system topics is combined with newer topics such as security, microkernels and embedded systems. This book also provides an overview of operating system fundamentals. For programmers who want to refresh their basic skills and be brought up-to-date on those topics related to operating systems.
Author: D. W. Davies Publisher: ISBN: Category : Computers Languages : en Pages : 420
Book Description
How to use cryptography to protect data in teleprocessing systems--not only keeping data secret but also authenticating it, preventing alteration, and proving its origin. Approach is pragmatic--principles are illustrated with examples. Describes ciphers, the Data Encryption Standard, ways to use the ciphers, cipher key management schemes, public key ciphers, and how to apply data security measures to electronic funds transfer and teleprocessing.
Author: Publisher: Academic Press ISBN: 0128171928 Category : Mathematics Languages : en Pages : 344
Book Description
Role of Blockchain Technology in IoT Applications, Volume 115 in the Advances in Computers series, reviews the latest information on this topic that promises many applications in human life. According to forecasts made by various market research/survey agencies, there will be around 50 Billion connected devices (IoT) by 2020. Updates in this new release include chapters on the Technical Aspects of Blockchain and IoT, Integrated Platforms for Blockchain-Enablement, Intersections Between IoT and Distributed Ledger, Blockchain and Artificial Intelligence: How and Why Combining These Two Groundbreaking Technologies, Blockchain Applications in Health Care and Opportunities and Advancements Due to New Information Technology Frameworks, and more. Explores blockchain technology research trends in secured device to device communication Includes updates on secure vehicular communication (VANET) using blockchain technology Provides the latest on secure IoT communication using blockchain technology Presents use cases of blockchain technology in healthcare, the food chain, ERP and other emerging areas
Author: Dennis W. Richardson Publisher: Cambridge : MIT Press ISBN: Category : Banks and banking Languages : en Pages : 216
Book Description
"Money," at least in its present form, may be on the verge of obsolescence. Rapid advances in computer technology are revolutionizing the American banking system. The credit boom and the proliferation of credit cards signal the advent of a cashless and checkless society. This exploratory treatise on payment media develops, within the framework of the historical evolution of exchange in general and of financial concepts and and institutions uniquely American, the far-reaching implications of a computerized monetary system for all sectors of the economy. The author introduces a theoretical model of a "moneyless" society and a hypothetical description of electronic funds transference as it might evolve within "real world" constraints. By virtue of its central position in the payment process and its cost-saving computer capabilities, the commercial bank of the future will logically extend its role in the financial community with multiple new services. Technical change will remain the most potent factor in this business environment. Aggressive bankers, implementing and actively marketing the latest developments, will occupy the vanguard of the movement.
Author: Graham Witt Publisher: Elsevier ISBN: 0123850517 Category : Business & Economics Languages : en Pages : 361
Book Description
The world of rules -- How rules work -- A brief history of rules -- Types of rules -- The building blocks of natural language rule statements -- Fact Models -- How to write quality natural language rule statements -- An end-to-end rule management methodology -- Rule statement templates and subtemplates.
Author: David L. Stearns Publisher: Springer Science & Business Media ISBN: 1849961395 Category : Computers Languages : en Pages : 261
Book Description
Electronic Value Exchange examines in detail the transformation of the VISA electronic payment system from a collection of non-integrated, localized, paper-based bank credit card programs into the cooperative, global, electronic value exchange network it is today. Topics and features: provides a history of the VISA system from the mid-1960s to the early 1980s; presents a historical narrative based on research gathered from personal documents and interviews with key actors; investigates, for the first time, both the technological and social infrastructures necessary for the VISA system to operate; supplies a detailed case study, highlighting the mutual shaping of technology and social relations, and the influence that earlier information processing practices have on the way firms adopt computers and telecommunications; examines how “gateways” in transactional networks can reinforce or undermine established social boundaries, and reviews the establishment of trust in new payment devices.
Author: Board of Governors of the Federal Reserve System Publisher: ISBN: 9780894991967 Category : Banks and Banking Languages : en Pages : 0
Book Description
Provides an in-depth overview of the Federal Reserve System, including information about monetary policy and the economy, the Federal Reserve in the international sphere, supervision and regulation, consumer and community affairs and services offered by Reserve Banks. Contains several appendixes, including a brief explanation of Federal Reserve regulations, a glossary of terms, and a list of additional publications.
Author: Kent W. Colton
Author: Kent W. Colton
Author: 
Author: Jean Bacon
Author: D. W. Davies
Author: 
Author: Dennis W. Richardson
Author: Graham Witt
Author: David L. Stearns
Author: Benjamin Geva
Author: Board of Governors of the Federal Reserve System