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Author: Theophilus Tei Ayanou Publisher: GRIN Verlag ISBN: 3656697493 Category : Business & Economics Languages : en Pages : 77
Book Description
Bachelor Thesis from the year 2011 in the subject Economics - Finance, Kwame Nkrumah University of Science and Technology, course: Business Administration, language: English, abstract: This research study investigates the impact assessment of microfinance on women entrepreneurs in SMEs. The researchers used case study, questionnaire as an instrument of primary data collection and secondary data. Statistical Package for Social Scientist (SPSS) and Microsoft Excel were used in data presentation and analysis. Random sampling of women entrepreneurs were used to select a sample size of sixty (60) respondents. For clear analysis, the study centers on three broad variables for impact assessments which are business, household and sociopolitical. The study reveals that microfinance has a positive impact on women entrepreneurs in relation to their business, household, socially and politically. The research also found out that the level of interest rate charged is a potential contribution to loan delinquency and the demand of collateral securities is a challenge to women entrepreneurs in their quest to access loan from MFIs. Also, the researcher contains recommendations to MFIs and women entrepreneurs in SMEs in the Kumasi Metropolis.
Author: Theophilus Tei Ayanou Publisher: GRIN Verlag ISBN: 3656697493 Category : Business & Economics Languages : en Pages : 77
Book Description
Bachelor Thesis from the year 2011 in the subject Economics - Finance, Kwame Nkrumah University of Science and Technology, course: Business Administration, language: English, abstract: This research study investigates the impact assessment of microfinance on women entrepreneurs in SMEs. The researchers used case study, questionnaire as an instrument of primary data collection and secondary data. Statistical Package for Social Scientist (SPSS) and Microsoft Excel were used in data presentation and analysis. Random sampling of women entrepreneurs were used to select a sample size of sixty (60) respondents. For clear analysis, the study centers on three broad variables for impact assessments which are business, household and sociopolitical. The study reveals that microfinance has a positive impact on women entrepreneurs in relation to their business, household, socially and politically. The research also found out that the level of interest rate charged is a potential contribution to loan delinquency and the demand of collateral securities is a challenge to women entrepreneurs in their quest to access loan from MFIs. Also, the researcher contains recommendations to MFIs and women entrepreneurs in SMEs in the Kumasi Metropolis.
Author: Shauna Dilworth Yeldell Publisher: ISBN: Category : Languages : en Pages : 97
Book Description
Microfinance encompasses a broad range of financial services targeted at low income individuals seeking to build income and assets. There has been extensive research on the role of microfinance institutions (henceforth "MFIs") in developing countries on poverty reduction, particularly for female clients. In contrast, research on MFIs operating within the United States is more limited. This study seeks to fill this gap in the literature and is one the first to focus on the impact of an MFI on female clients in the US using data from a Philadelphia-based MFI. The study examined the factors affecting outcomes of female entrepreneurs as compared to their male counterparts measured by changes in financial capability, repayment history, household incomes, and sustainability. Although the study does not statistically support the existence of differences between the outcomes for female and male clients of the MFI, the data does indicate positive outcomes for the clients. The business survival rates on average are above national indicators. The personal credit scores for MFI clients reflect improvement subsequent to receiving loans. This study utilized survey instruments and a focus group study to identify barriers to the success of female entrepreneurs. Noted barriers such as lack of access to capital, lack of relevant business knowledge provide a foundation for future research study.
Author: Clemencia Osa Ouma Publisher: ISBN: Category : Languages : en Pages : 14
Book Description
Microcredit is a crucial tool for economic empowerment of women. In Kenya, the microcredit industry has supported more than 3 million small and medium enterprises for close to 30 years. Kenya Women Finance Trust is a leading microcredit institution dealing exclusively with financing needs of women. However, whether the services provided by the institution have spurred growth among women-owned enterprises remains undocumented. The objective of this study was to assess the effect of access to microcredit services on the growth of women-owned enterprises within the Central Business District of Kisumu City. To accomplish this, we sourced primary data from 190 women entrepreneurs. The study found that access to microcredit significantly associated with sales, net profit, number of paid workers and liabilities. Thus, access to microcredit had positive effects on the growth of women-owned enterprises. In addition, Kenya Women Finance Trust's lending policies were not responsive to financing needs of women and to changes in the business environment. This undermined the potential of funded enterprises to achieve sustainable growth. The study recommends the need to review the financial institution's lending policies, increase the amount of microcredit funds and encourage other actors to finance women-owned enterprises.
Author: Joseph C. Pessa Publisher: LAP Lambert Academic Publishing ISBN: 9783659317712 Category : Languages : en Pages : 68
Book Description
Women are active participants in Small and Medium Enterprises (SMEs) which contribute 40 percent of the Tanzania economy's GDP. Although the proportion of women accessing micro-credit from MFIs is increasing, the majority of them are still considered a bad credit risk and are underserved. Most financial institutions frequently deny them access to micro credit financing. This book addresses this problem drawing on an in-depth study of women entrepreneur in SMEs' access to micro credit financing from microfinance institutions in the knowledge based economy. Seeking to understand difficulties facing women in Small and Medium Enterprises in obtaining bank loans, the book explores the problems that hinder women to access credit from MFIs, the proportion of women entrepreneurs and category of credit services they access. The book is useful to professionals in the field of Microfinance, Tax Administration, Banking, SMEs, Management, Policy development and women empowerment.
Author: Chiranjib Neogi Publisher: Springer ISBN: 9811042683 Category : Business & Economics Languages : en Pages : 214
Book Description
This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.
Author: Ahmed Taqi-ud-deen Sa-eed Publisher: LAP Lambert Academic Publishing ISBN: 9783847324690 Category : Languages : en Pages : 188
Book Description
In Sub-Saharan Africa, the activities of women entrepreneurs are steadily on the decline.This unfortunate situation is due to a lot of factors which included but not limited to lack of capital for the expansion of their businesses, poverty, God, large family size and inaccessible markets.Evidence from the study showed that the few women who benefitted from the microfinance scheme experience improvement in their businesses which culminated in to wealth creation and assets.It became very clear that policies and regulations were very essential for effective and efficient operations of microfinance institutions and their clients.The study also affirmed the viability of the policies and regulations.Evidence from the study revealed that microfinance is a poverty reduction strategy based on the premise that the policies and regulations that bind both clients and and microfinance institutions are adhered to in their transactions
Author: Mikiyas Nigussie Publisher: GRIN Verlag ISBN: 3964875996 Category : Business & Economics Languages : en Pages : 29
Book Description
Case Study from the year 2024 in the subject Business economics - Investment and Finance, grade: A, , course: Accounting and Finance, language: English, abstract: This study examined the factors that affected the performance of women-owned small and medium enterprises (SMEs) in Dire Dawa City. The research employed a qualitative case study approach to gather data from women entrepreneurs operating in the region. The study identified and analyzed key factors that influenced SME performance, including access to finance, entrepreneurial skills, social networks, government support, and market conditions. The findings highlighted the challenges faced by women entrepreneurs, such as limited access to finance and inadequate government support, while emphasizing the positive impact of strong social networks and supportive market conditions. Based on the results, recommendations were provided to enhance the performance of women-owned SMEs, including initiatives to improve access to finance, develop entrepreneurial skills, increase Access of Technology, availability of Infrastructure. The study contributed to the existing literature on women entrepreneurship and provided practical insights for policymakers, stakeholders, and women entrepreneurs in Dire Dawa City, enabling them to create a more supportive environment for the growth and success of women-owned SMEs.
Author: Alhassan, Yahaya Publisher: IGI Global ISBN: 1668489813 Category : Business & Economics Languages : en Pages : 304
Book Description
Empowering Women Through Microfinance in Developing Countries is a book that explores how microfinance can be used to empower women in developing countries. It provides theoretical and empirical insights from industry experts, experienced researchers, and policymakers on the problems, processes, and prospects of using microfinance as a catalyst for women's empowerment in the developing world. The book covers a range of topics, including the impact of microfinance interventions on women's empowerment, financial inclusion, and women's entrepreneurship, poverty reduction among women, and small and medium-sized enterprise growth. This book addresses the lack of understanding about how microfinance can be used to empower women in developing countries. The insights provided in this book will be valuable for researchers, students, microfinance institutions, policymakers, state institutions, managers, non-governmental organizations, and financial institutions looking to expand their product portfolio and outreach. The book also provides policy directions and rethinking of practice in using microfinance as a strategy for eliminating barriers to women's empowerment in developing countries.
Author: Theophilus Tei Ayanou
Author: Theophilus Tei Ayanou
Author: Shauna Dilworth Yeldell
Author: Gloria Almeyda
Author: Clemencia Osa Ouma
Author: Joseph C. Pessa
Author: Chiranjib Neogi
Author: Ahmed Taqi-ud-deen Sa-eed
Author: Mikiyas Nigussie
Author: Amitabh Bhatnagar
Author: Alhassan, Yahaya