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Personal Bankruptcy

Personal Bankruptcy PDF Author: United States. Congress. House. Committee on the Judiciary. Subcommittee on Monopolies and Commercial Law
Publisher:
ISBN:
Category : Bankruptcy
Languages : en
Pages : 1088

Book Description


Personal Bankruptcy

Personal Bankruptcy PDF Author: United States. Congress. House. Committee on the Judiciary. Subcommittee on Monopolies and Commercial Law
Publisher:
ISBN:
Category : Bankruptcy
Languages : en
Pages : 1088

Book Description


Report of the Commission on the Bankruptcy Laws of the United States: Report of the Commission ... pt.3. Some considerations concerning bankruptcy reform, by Selwyn Enzer

Report of the Commission on the Bankruptcy Laws of the United States: Report of the Commission ... pt.3. Some considerations concerning bankruptcy reform, by Selwyn Enzer PDF Author: Commission on the Bankruptcy Laws of the United States
Publisher:
ISBN:
Category : Bankruptcy
Languages : en
Pages : 342

Book Description


Bankrupt in America

Bankrupt in America PDF Author: Mary Eschelbach Hansen
Publisher: University of Chicago Press
ISBN: 022667956X
Category : Business & Economics
Languages : en
Pages : 237

Book Description
In 2005, more than two million Americans—six out of every 1,000 people—filed for bankruptcy. Though personal bankruptcy rates have since stabilized, bankruptcy remains an important tool for the relief of financially distressed households. In Bankrupt in America, Mary and Brad Hansen offer a vital perspective on the history of bankruptcy in America, beginning with the first lasting federal bankruptcy law enacted in 1898. Interweaving careful legal history and rigorous economic analysis, Bankrupt in America is the first work to trace how bankruptcy was transformed from an intermittently used constitutional provision, to an indispensable tool for business, to a central element of the social safety net for ordinary Americans. To do this, the authors track federal bankruptcy law, as well as related state and federal laws, examining the interaction between changes in the laws and changes in how people in each state used the bankruptcy law. In this thorough investigation, Hansen and Hansen reach novel conclusions about the causes and consequences of bankruptcy, adding nuance to the discussion of the relationship between bankruptcy rates and economic performance.

The Fragile Middle Class

The Fragile Middle Class PDF Author: Teresa A. Sullivan
Publisher: Yale University Press
ISBN: 0300253737
Category : Social Science
Languages : en
Pages : 405

Book Description
Why have so many middle-class Americans encountered so much financial trouble? In this classic analysis of hard-pressed families, the authors discover that financial stability for many middle-class Americans is all too fragile. The authors consider the changing cultural and economic factors that threaten financial security and what they imply for the future vitality of the middle class. A new preface examines the persistent and new threats that have emerged since the original publication. “[A] fascinating, alarming study. . . . [This] chilling diagnosis of middle-class affliction demonstrates that we all may be only a job loss, medical problem or credit card indulgence away from the downward spiral leading to bankruptcy.”—Publishers Weekly "A well-designed and carefully executed study."—Andrew Greeley, University of Chicago "The Fragile Middle Class, a well-written work of social science that is about as gripping as the genre gets, forces us to reevaluate notions about consumerism."—American Prospect

Bankruptcy Act Revision

Bankruptcy Act Revision PDF Author: United States. Congress. House. Committee on the Judiciary. Subcommittee on Civil and Constitutional Rights
Publisher:
ISBN:
Category : Bankruptcy
Languages : en
Pages : 632

Book Description


Bankruptcy Act Revision

Bankruptcy Act Revision PDF Author: United States
Publisher:
ISBN:
Category : Bankruptcy
Languages : en
Pages : 630

Book Description


Hearings, Reports and Prints of the House Committee on the Judiciary

Hearings, Reports and Prints of the House Committee on the Judiciary PDF Author: United States. Congress. House. Committee on the Judiciary
Publisher:
ISBN:
Category : Courts
Languages : en
Pages : 1034

Book Description


Hearings

Hearings PDF Author: United States. Congress. House. Committee on Banking and Currency
Publisher:
ISBN:
Category :
Languages : en
Pages : 1610

Book Description


Wage Earner Plans Under the Bankruptcy Act

Wage Earner Plans Under the Bankruptcy Act PDF Author: United States. Congress. House. Committee on the Judiciary
Publisher:
ISBN:
Category :
Languages : en
Pages : 162

Book Description


Personal Insolvency in the 21st Century

Personal Insolvency in the 21st Century PDF Author: Iain Ramsay
Publisher: Bloomsbury Publishing
ISBN: 1509900993
Category : Law
Languages : en
Pages : 260

Book Description
Since 1979 the world has witnessed a remarkable cycle of personal insolvency law reform. Changes in capitalist economies, financial crises and political interest groups all contributed to this cycle of reform. This book examines the role of interest groups and distinct narratives in shaping reform in different countries while drawing attention to the role of timing, path dependency and unintended consequences in the development of personal insolvency law. The book presents case studies of personal insolvency law in the US, France, Sweden, and England and Wales. It then analyses how, following the Great Recession of 2008, international financial institutions paid greater attention to the significance of household debt in contributing to financial instability and the role of individual insolvency law in providing a fresh start. Personal insolvency law reform became part of EU responses to the eurozone crisis and the EU has proposed harmonisation of individual insolvency law to promote entrepreneurialism. This book examines the extent to which these developments represent an emerging international commonsense about personal insolvency and its relationship to neo-liberalism. Finally, this book discusses whether the international emergence of individual personal insolvency law represents a progressive step or a band-aid for the costs of neo-liberal policies, where a significant number of people live close to the precipice of over-indebtedness.