The Berenstain Bears' Dollars and Sense PDF Download

Author: Stan Berenstain
Publisher: Random House Books for Young Readers
ISBN: 0385370318
Category : Juvenile Fiction
Languages : en
Pages : 36

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Book Description
This classic Berenstain Bears story is a perfect way to teach children about money and responsibility! Come for a visit in Bear Country with this classic First Time Book® from Stan and Jan Berenstain. Papa thinks it’s time to teach Brother and Sister how to budget their money, but will the cubs come to understand the value of a dollar, or will their pockets continue to be empty? Includes over 50 bonus stickers!

Author: David Owen
Publisher: Simon and Schuster
ISBN: 0743216873
Category : Family & Relationships
Languages : en
Pages : 139

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Book Description
Most parents do more harm than good when they try to teach their children about money. They make saving seem like a punishment, and force their children to view reckless spending as their only rational choice. To most kids, a savings account is just a black hole that swallows birthday checks. David Owen, a New Yorker staff writer and the father of two children, has devised a revolutionary new way to teach kids about money. In The First National Bank of Dad, he explains how he helped his own son and daughter become eager savers and rational spenders. He started by setting up a bank of his own at home and offering his young children an attractively high rate of return on any amount they chose to save. "If you hang on to some of your wealth instead of spending it immediately," he told them, "in a little while, you'll be able to double or even triple your allowance." A few years later, he started his own stock market and money-market fund for them. Most children already have a pretty good idea of how money works, Owen believes; that's why they are seldom interested in punitive savings schemes mandated by their parents. The first step in making children financially responsible, he writes, is to take advantage of human nature rather than ignoring it or futilely trying to change it. "My children are often quite irresponsible with my money, and why shouldn't they be?" he writes. "But they are extremely careful with their own." The First National Bank of Dad also explains how to give children real experience with all kinds of investments, how to foster their charitable instincts, how to make them more helpful around the house, how to set their allowances, and how to help them acquire a sense of value that goes far beyond money. He also describes at length what he feels is the best investment any parent can make for a child -- an idea that will surprise most readers.

Author: Nancy Holyoke
Publisher: Simon and Schuster
ISBN: 1609584074
Category : Juvenile Nonfiction
Languages : en
Pages : 96

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Book Description
A practical reference for young girls helps them identify personal spending styles while outlining strategies for earning money, saving funds, and making smart shopping choices as recommended through the advice of other girls.

Author: Jean Chatzky
Publisher: Simon and Schuster
ISBN: 1416994734
Category : Juvenile Nonfiction
Languages : en
Pages : 178

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Book Description
For the first time, financial guru and TODAY Show regular Jean Chatzky brings her expertise to a young audience. Chatzky provides her unique, savvy perspective on money with advice and insight on managing finances, even on a small scale. This book will reach kids before bad spending habits can get out of control. With answers and ideas from real kids, this grounded approach to spending and saving will be a welcome change for kids who are inundated by a consumer driven culture. This book talks about money through the ages, how money is actually made and spent, and the best ways for tweens to earn and save money.

Author: Ron Lieber
Publisher: Harper Collins
ISBN: 0062247034
Category : Family & Relationships
Languages : en
Pages : 189

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Book Description
New York Times Bestseller “We all want to raise children with good values—children who are the opposite of spoiled—yet we often neglect to talk to our children about money. . . . From handling the tooth fairy, to tips on allowance, chores, charity, checking accounts, and part-time jobs, this engaging and important book is a must-read for parents.” — Gretchen Rubin, author of The Happiness Project In the spirit of Wendy Mogel’s The Blessing of a Skinned Knee and Po Bronson and Ashley Merryman’s Nurture Shock, New York Times “Your Money” columnist Ron Lieber delivers a taboo-shattering manifesto that explains how talking openly to children about money can help parents raise modest, patient, grounded young adults who are financially wise beyond their years For Ron Lieber, a personal finance columnist and father, good parenting means talking about money with our kids. Children are hyper-aware of money, and they have scores of questions about its nuances. But when parents shy away from the topic, they lose a tremendous opportunity—not just to model the basic financial behaviors that are increasingly important for young adults but also to imprint lessons about what the family truly values. Written in a warm, accessible voice, grounded in real-world experience and stories from families with a range of incomes, The Opposite of Spoiled is both a practical guidebook and a values-based philosophy. The foundation of the book is a detailed blueprint for the best ways to handle the basics: the tooth fairy, allowance, chores, charity, saving, birthdays, holidays, cell phones, checking accounts, clothing, cars, part-time jobs, and college tuition. It identifies a set of traits and virtues that embody the opposite of spoiled, and shares how to embrace the topic of money to help parents raise kids who are more generous and less materialistic. But The Opposite of Spoiled is also a promise to our kids that we will make them better with money than we are. It is for all of the parents who know that honest conversations about money with their curious children can help them become more patient and prudent, but who don’t know how and when to start.

Author: Dara Duguay
Publisher: Sourcebooks, Inc.
ISBN: 1402219717
Category : Business & Economics
Languages : en
Pages : 354

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Book Description
Please Send Money provides young adults with the tools they need to navigate the tumultuous world of personal finance with smart advice from leading expert Dara Duguay, Director of Citigroup's Office of Financial Education. Dozens of eye-opening, real-life stories chronicle the financial mistakes commonly made by young people and present an array of solutions.

Author: Gail Vaz-Oxlade
Publisher: HarperCollins Canada
ISBN: 1443410179
Category : Business & Economics
Languages : en
Pages : 61

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Book Description
As a parent, you want the best for your kids. You work hard to provide them with every advantage. You want them to be safe, smart and healthy. Yet when it comes to money, it’s a whole different story. If you’re like most people, you’d rather run a mile through a desert with a camel on your back than talk about money with your children. Are you going to follow in your parents’ footsteps, keeping financial matters a deep, dark secret? Or do you want your children to have a healthy, balanced attitude toward money? Then it’s time to pull your head out of the sand and roll up your sleeves. Gail Vaz-Oxlade, Canada’s #1 personal finance expert, believes that teaching kids about money is a parent’s job. She knows that building confidence and money skills starts with an age-appropriate allowance to help your kids accomplish important tasks: Making saving a habit Learning the difference between needs and wants Using the “magic jars” to balance competing goals Creating lifelong money management skills What better gift could you give your children than the confidence to control their money, rather than letting their money control them? Let Gail help you raise “Money-Smart Kids.”

Author: Stan Berenstain
Publisher: Random House Books for Young Readers
ISBN: 0385370334
Category : Juvenile Fiction
Languages : en
Pages : 32

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Book Description
Come for a visit in Bear Country with this classic First Time Book® from Stan and Jan Berenstain. Mama and Papa are worried that Brother and Sister seem to think money grows on trees. To make money of their own, the cubs decide to start their very own businesses, from a lemonade stand to a pet-walking service. This beloved story is a perfect way to teach children about the importance of being responsible with money.

Author: Janet Bodnar
Publisher: Kaplan Trade
ISBN: 9781419510137
Category : Business & Economics
Languages : en
Pages : 320

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Book Description
The children of the 21st century have more spending power than any generation to date. Along with this increased power comes an unmatched curiosity about our monetary system and a greater expectation of fiscal responsibility. How can parents help their children grasp money and its role in society? Janet Bodnar, mother of three and a nationally recognized expert in the field of children's and family finances, shares her strategies for helping parents help their kids understand the power of a dollar in Raising Money Smart KidsBodnar, executive editor of Kiplinger's Personal Finance, provides parents with sensible ways to help children-from toddlers to teenagers-understand the role of money and how it works. She teaches parents how to handle the sticky questions like "Are we poor?" "How much money do you make?" and the inevitable "It's my money, so why can't I spend it the way I want?"Raising Money Smart Kids begins with a "Test Your Money Smarts" quiz, and each chapter includes real-life questions and answers from Bodnar's popular weekly column. At the end of many chapters are stumpers that kids toss parents' way-along with appropriate responses. Some of the issues addressed include:bull;Curing a case of the grocery-cart "gimmies"bull;A kid's-eye view of moneybull;Family money habits, good and badbull;Allowances: how much and how oftenbull;Saving and budgetingbull;Credit cardsbull;Teaching kids about investingWith Raising Money Smart Kids, parents can convince kids that money doesn't just jump out of bank ATM machines in an educational and kid-friendly way.

Author: Joline Godfrey
Publisher: Ten Speed Press
ISBN: 1607744082
Category : Family & Relationships
Languages : en
Pages : 236

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Book Description
This combination parenting and personal finance book helps parents teach their children key money skills--such as saving, spending, budgeting, investing, building credit, and donating--that they'll need to become financially secure adults. In this updated edition of Raising Financially Fit Kids, Joline Godfrey shares knowledge gleaned from two decades of preparing children and families for financial independence and stewardship, philanthropic effectiveness, and meaningful economic lives. At the heart of the book are three big ideas: • Financial education is not just about the money; it’s about building great families and raising self-confident kids who have the tools to realize their dreams. • Financial sustainability means living within one’s means and acquiring skills to create and manage human and financial capital. • Giving wisely is a global citizen’s responsibility. Designed for parents, grandparents, mentors, advisors, and educators, Raising Financially Fit Kids uses ten core money skills applied across five developmental life stages: children, tweens, middle schoolers, high schoolers, and twenty-somethings. Each stage includes age-appropriate activities that make financial fitness fun, from mall scavenger hunts to financial film festivals. In this global economic landscape, we all need financial fluency. Whether your child is five, fifteen, or twenty-five years old, it’s never too late to teach financial literacy. Raising Financially Fit Kids prepares your children for the complexities of living in a global economy and helps your family up your game from good to great.