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Author: Joshua P. Itzoe Publisher: Hillcrest Publishing Group ISBN: 1934937177 Category : Business & Economics Languages : en Pages : 174
Book Description
Are you a retirement plan fiduciary but unsure of what's required of you? Does it scare you to be held personally liable for bad decisions? Do you have a sneaking suspicion that your plan is paying too much in fees but you're not sure how to find out? Are you worried that your employees won't be able to retire? If the answer to any of these questions is "Yes," this book is for you. "Josh Itzoe has a remarkable capacity for seeing through the maze of regulations surrounding qualified plans to the handful of core ideals by which successful plans must operate. This is a great, understandable guide for plan sponsors." -Pete Swisher, CFP, CPC, Vice President and Senior Institutional Consultant, Unified Trust Company, N.A. and author of "401 (k) Fiduciary Governance: An Advisor's Guide" "Fixing the 401(k) is a bold and excellent work. Josh Itzoe reminds us that excellence is desperately needed within our private retirement system. By following the solid principles shared in this book, Itzoe reveals how any employer, large or small, can build and operate an excellent 401(k). The 401(k) is the mechanism that over fifty million people will rely upon to help their retirement dreams become a reality. This book is the starting point for employers who want to understand how to make their 401(k) truly excellent and help secure the common good of society." -Matthew D. Hutcheson, Congressional Expert and Independent Pension Fiduciary
Author: Joshua P. Itzoe Publisher: Hillcrest Publishing Group ISBN: 1934937177 Category : Business & Economics Languages : en Pages : 174
Book Description
Are you a retirement plan fiduciary but unsure of what's required of you? Does it scare you to be held personally liable for bad decisions? Do you have a sneaking suspicion that your plan is paying too much in fees but you're not sure how to find out? Are you worried that your employees won't be able to retire? If the answer to any of these questions is "Yes," this book is for you. "Josh Itzoe has a remarkable capacity for seeing through the maze of regulations surrounding qualified plans to the handful of core ideals by which successful plans must operate. This is a great, understandable guide for plan sponsors." -Pete Swisher, CFP, CPC, Vice President and Senior Institutional Consultant, Unified Trust Company, N.A. and author of "401 (k) Fiduciary Governance: An Advisor's Guide" "Fixing the 401(k) is a bold and excellent work. Josh Itzoe reminds us that excellence is desperately needed within our private retirement system. By following the solid principles shared in this book, Itzoe reveals how any employer, large or small, can build and operate an excellent 401(k). The 401(k) is the mechanism that over fifty million people will rely upon to help their retirement dreams become a reality. This book is the starting point for employers who want to understand how to make their 401(k) truly excellent and help secure the common good of society." -Matthew D. Hutcheson, Congressional Expert and Independent Pension Fiduciary
Author: Empower Retirement Publisher: Aspen Publishers ISBN: 9781543823677 Category : Languages : en Pages : 1430
Book Description
Quite simply, the hunt for specific answers to important questions begins - and ends - with this clear, comprehensive resource. 401(k) Answer Book covers all aspects of plan design and administration, as well as the relationships of 401(k) plans with other types of retirement plans. When participants, sponsors, or service providers ask you questions, this book gives you the answers. 401(k) Answer Book provides coverage of 401(k) plan design, testing, taxation, reporting and disclosure, and termination, and brings you up to date on investment-related topics and regulatory guidance. Written by the experts at Empower Retirement, this comprehensive one-volume desk reference is a must have for pension administrators, benefits managers, fund managers, trustees, accountants, attorneys, human resource professionals, consultants, advisors, and anyone who deals professionally with 401(k) plans. 401(k) Answer Book, 2021 Edition is packed with special features, including: A 401(k) Compliance Calendar An IRS Rollover Chart A chart of key participant disclosures and notices with cross-references to chapters for detailed information Up-to-date sample notice templates for safe harbor 401(k) plan notices, automatic enrollment notices, and QDIA notices (appendices A, B, and C) Sample Section 404(c) checklist Information on rollover rights of nonspouse beneficiaries Model notice for an EIAA Practical information on partial plan terminations, plan mergers, and spinoffs Fiduciary guidelines for selecting an annuity payment option And much more! Previous Edition: 401(k) Answer Book, 2020 Edition, ISBN 9781543817324
Author: David McKnight Publisher: Crown Currency ISBN: 1984823078 Category : Business & Economics Languages : en Pages : 162
Book Description
OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?
Author: Rocco Dibruno Publisher: Marketplace Books ISBN: 9781592802890 Category : Business & Economics Languages : en Pages : 132
Book Description
In today's complex, increasingly-litigious world, you must ensure that your 401(K) investment program is sound and efficient. A well managed investment committee is the key to survival and success. Packed with numerous resources and examples, this clear guide will help you avoid legal and financial pitfalls and find answers to critical questions: * What constitutes a prudent committee selection and operating process? * How should a committee be governed? * How much reliance should a committee place on outside consultants? * How should committee members be selected? * How are best practices articulated and implemented? You will learn how to: * Serve successfully on an investment committee * Enable effective management * Implement a robust investment policy An adept 401(K) investment committee helps you identify crucial issues and get the job done right.
Author: Peter R. Fisher Publisher: ISBN: 9781732211315 Category : Business & Economics Languages : en Pages : 152
Book Description
Becoming a 401(k) Millionaire answers the big questions when it comes to retirement planning, no matter what stage of life you are in. In a few hours, you'll learn what steps to take with your company's retirement plan and discover the potential of where your retirement can take you.
Author: U.S. Department of Labor Publisher: GPO FCIC ISBN: 9781612210742 Category : Business & Economics Languages : en Pages : 44
Book Description
Helps you understand your employer's retirement savings plan, know what information you should review periodically and where to go for help with questions. Explains when and how you can receive retirement benefits, the responsibilities of those who manage
Author: Sebastien Page Publisher: McGraw Hill Professional ISBN: 1260474887 Category : Business & Economics Languages : en Pages : 256
Book Description
Generate solid, long-term profits with a portfolio allocated for your investing needs Asset allocation is the key to investing performance. Unfortunately, no single approach works perfectly—developing the right balance requires a clear-eyed look at the many models available to you, various investing methodologies, and your or your client’s level of risk tolerance. And that’s where this important guide comes in. Written by a leading allocation expert from T. Rowe Price, Beyond Diversification provides the knowledge, insights, and approaches you need to make the best allocation decisions for your goals. This deep dive into the how’s and why’s of asset allocation is organized by the three decisive components of a successfully allocated portfolio: Return Forecasting discusses the desired return investors seek. Risk Forecasting covers the level of risk investors are prepared to assume to achieve that return. Portfolio Construction calibrates the stock-bond mix that balances the risks and returns. With examples from T. Rowe Price’s asset allocation team showing you how the process works in the real world, Beyond Diversification provides everything you need to find the asset combination that will deliver the results you seek. You’ll learn how to choose the right tradeoffs, build the most effective asset allocation combination for your needs, and dramatically increase your odds of success for the long run.
Author: John C. Suttle Publisher: ISBN: 9781413305371 Category : 401(k) plans Languages : en Pages :
Book Description
IRAs, 401(k)s & Other Retirement Plans helps you make sense of the rules that govern distributions from retirement plans, and avoid the stiff penalties that lurk in the fine print. It covers the different types of retirement plans -- including 401(k)s and other profit-sharing plans, Keoghs, IRAs and tax-deferred annuities -- and the taxes and penalties that can deplete your nest egg.
Author: Charles D. Epstein Publisher: Advantage Media Group ISBN: 9781599326375 Category : Business & Economics Languages : en Pages : 209
Book Description
Goodbye Paycheck. How will I live without you? Will these be your words on the day you retire? They don t have to be. Right this minute, you have the chance to start your own business, one that will manufacture paychecks for the rest of your life. Sound too good to be true? It s not. It s your 401(k), and it s your ticket to a secure financial future. Social Security and corporate pension plans are nothing but insecure promises your 401(k) puts you in charge. In Paychecks for Life, The 401k Coach(r) Charles Epstein walks you through nine easy-to-understand steps for setting up your 401(k) Paycheck Manufacturing Company. You ll discover how to: Become the boss of your financial future Use other Other People's money to double your own Finance your Desirement Mortgage Follow the mantra of 10 - 1- NOW to secure your future Relax in good financial markets and in bad Retire with a paycheck for life You can make your retirement dreams come true if you take control today. BUSINESS & ECONOMICS Personal Finance Retirement Planning Cover to cover, Paychecks for Life is a powerful read. No matter your age or current financial situation, Charlie s wisdom, experience and insights will help you create real wealth the kind that allows your years to not outlast your money. JOSEPH MICHELLI Author of The Starbucks Experience and The New Gold Standard"
Author: Joshua P. Itzoe
Author: Joshua P. Itzoe
Author: Empower Retirement 
Author: David McKnight
Author: EMPOWERRETIREMENT.
Author: Rocco Dibruno
Author: Peter R. Fisher
Author: U.S. Department of Labor
Author: Sebastien Page
Author: John C. Suttle
Author: Charles D. Epstein