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Author: Empower Retirement Publisher: Aspen Publishers ISBN: 9781543823677 Category : Languages : en Pages : 1430
Book Description
Quite simply, the hunt for specific answers to important questions begins - and ends - with this clear, comprehensive resource. 401(k) Answer Book covers all aspects of plan design and administration, as well as the relationships of 401(k) plans with other types of retirement plans. When participants, sponsors, or service providers ask you questions, this book gives you the answers. 401(k) Answer Book provides coverage of 401(k) plan design, testing, taxation, reporting and disclosure, and termination, and brings you up to date on investment-related topics and regulatory guidance. Written by the experts at Empower Retirement, this comprehensive one-volume desk reference is a must have for pension administrators, benefits managers, fund managers, trustees, accountants, attorneys, human resource professionals, consultants, advisors, and anyone who deals professionally with 401(k) plans. 401(k) Answer Book, 2021 Edition is packed with special features, including: A 401(k) Compliance Calendar An IRS Rollover Chart A chart of key participant disclosures and notices with cross-references to chapters for detailed information Up-to-date sample notice templates for safe harbor 401(k) plan notices, automatic enrollment notices, and QDIA notices (appendices A, B, and C) Sample Section 404(c) checklist Information on rollover rights of nonspouse beneficiaries Model notice for an EIAA Practical information on partial plan terminations, plan mergers, and spinoffs Fiduciary guidelines for selecting an annuity payment option And much more! Previous Edition: 401(k) Answer Book, 2020 Edition, ISBN 9781543817324
Author: Gwrs Publisher: Aspen Publishers ISBN: 9781454825258 Category : Law Languages : en Pages : 1224
Book Description
Quite simply, the hunt for specific answers to important questions begins - and ends - with this clear, comprehensive resource. 401(k) Answer Book , covers all aspects of plan design and administration, as well as the relationships of 401(k) plans with other types of retirement plans. When participants, sponsors, or service providers ask you questions, this book gives you the answers. 401(k) Answer Book provides coverage of 401(k) plan design, testing, taxation, reporting and disclosure, and termination, and brings you up to date on investment-related topics and regulatory guidance. Written by the experts at Great-West Retirement Services, this comprehensive one-volume desk reference is a must have for pension administrators, benefits managers, fund managers, trustees, accountants, attorneys, human resource professionals, consultants, advisors, and anyone who deals professionally with 401(k) plans. 401(k) Answer Book, 2013 Edition is packed with special features, including: A 401(k) Compliance Calendar An IRS Rollover Chart A chart of key participant disclosures and notices with cross-references to chapters for detailed information Up-to-date sample notice templates for safe harbor 401(k) plan notices, automatic enrollment notices, and QDIA notices (appendices A, B, and C) Sample Section 404(c) checklist Information on rollover rights of nonspouse beneficiaries Model notice for an EIAA Practical information on partial plan terminations, plan mergers, and spinoffs Fiduciary guidelines for selecting an annuity payment option And much more! The 2013 Edition of 401(k) Answer Book brings you up to date on legal and regulatory updates and other recent developments that have had an impact on retirement plans, including: U.S. Department of Labor (DOL) final regulations requiring investment and fee-related disclosures to participants in participant-directed plans DOL final regulations on required service provider disclosures regarding fees and services under ERISA Section 408(b)(2) DOL Field Assistance Bulletin 2012-02R providing additional guidance on the participant investment and fee disclosure requirements Temporary DOL guidance regarding use of electronic media to satisfy participant investment- and fee-related disclosure requirements under Technical Release 2011-03R Updated information on status of DOL proposed rule to modify the definition of fiduciary under ERISA Updated information on master/prototype/volume submitter plan program under Revenue Procedure 2011-49 and IRS Announcement 2012-3 Updated information on the IRS determination letter program under IRS Announcement 2011-82 and Revenue Procedure 2012-6 IRS guidance on application of survivor annuity rules to plans with lifetime income products under IRS Revenue Ruling 2012-3 Updates to disclosure requirements applicable to ERISA Section 404(c) plans
Author: Empower Retirement Publisher: Aspen Publishers ISBN: 9781543823677 Category : Languages : en Pages : 1430
Book Description
Quite simply, the hunt for specific answers to important questions begins - and ends - with this clear, comprehensive resource. 401(k) Answer Book covers all aspects of plan design and administration, as well as the relationships of 401(k) plans with other types of retirement plans. When participants, sponsors, or service providers ask you questions, this book gives you the answers. 401(k) Answer Book provides coverage of 401(k) plan design, testing, taxation, reporting and disclosure, and termination, and brings you up to date on investment-related topics and regulatory guidance. Written by the experts at Empower Retirement, this comprehensive one-volume desk reference is a must have for pension administrators, benefits managers, fund managers, trustees, accountants, attorneys, human resource professionals, consultants, advisors, and anyone who deals professionally with 401(k) plans. 401(k) Answer Book, 2021 Edition is packed with special features, including: A 401(k) Compliance Calendar An IRS Rollover Chart A chart of key participant disclosures and notices with cross-references to chapters for detailed information Up-to-date sample notice templates for safe harbor 401(k) plan notices, automatic enrollment notices, and QDIA notices (appendices A, B, and C) Sample Section 404(c) checklist Information on rollover rights of nonspouse beneficiaries Model notice for an EIAA Practical information on partial plan terminations, plan mergers, and spinoffs Fiduciary guidelines for selecting an annuity payment option And much more! Previous Edition: 401(k) Answer Book, 2020 Edition, ISBN 9781543817324
Author: Adrienne L Robertson Publisher: ISBN: 9781543879285 Category : Business & Economics Languages : en Pages : 0
Book Description
With everything you need to know about 401(k) plans in one place, the hunt for specific answers to important questions begins - and ends - with this clear, comprehensive resource. Whether you are answering questions for yourself, or questions from participants, plan sponsors, or service, this book gives you the information you need. Updated to reflect the key provisions of SECURE 2.0, 401(k) Answer Book covers all aspects of plan design and administration, as well as the relationships of 401(k) plans with other types of retirement plans, providing in-depth coverage of plan design considerations, nondiscrimination testing, taxation, reporting and disclosure, merger and acquisition issues, investment-related topics, regulatory guidance, and more. Written by an industry expert, this comprehensive one-volume desk reference is a must have for pension administrators, benefits managers, fund managers, trustees, accountants, attorneys, human resource professionals, consultants, advisors, and anyone who deals professionally with 401(k) plans. 401(k) Answer Book, 2024 Edition, is packed with valuable, practical information on all topics related to 401(k) plans, including: Current legislative and regulatory developments impacting 401(k) plans, including SECURE 2.0 401(k) plan design options, plan documents, and selecting service providers for the plan Fiduciary rules, prohibited transactions, investment alternatives, and ERISA 404(c) protection A sample fiduciary checklist A sample ERISA Section 404(c) checklist Nondiscrimination testing, coverage testing, top heavy requirements, and government reporting rules applicable to 401(k) plans A compliance calendar for 401(k) plans Contribution types, allocation methods, and applicable limits Information on distributions following termination of employment, in-service withdrawals, loans, and a rollover chart Required participant notices, disclosures, and communications, including ample notice templates for safe harbor 401(k) plan notices, automatic enrollment notices, and QDIA notices, with a chart of key participant disclosures and notices Correction of plan errors Plan terminations, acquisitions, plan mergers, and spinoffs And much more!
Author: Emjay Corporation Publisher: Aspen Publishers ISBN: 9780735548091 Category : Business & Economics Languages : en Pages : 864
Book Description
Summary of Final 401(k) Regulation Changes For reliable guidance on implementation, administration, termination, and every other aspect of 401(k) plans, rely on 401(k) Answer Book. This quick-access sourcebook helps you ensure that every aspect of your plan runs smoothly and lets you avoid the pitfalls of poorly designed and administered plans.The 2005 Edition is easier than ever to use as a comprehensive, one-volume desk reference. Join the thousands of pension professionals who turn to the 401(k) Answer Book for their toughest questions on: Design considerations Employee communications Participant loans Hardship withdrawals Nondiscrimination testing Fiduciary responsibility Accounting and reporting requirements Distributions Transfer or rollover of benefits Included in the 2005 edition are: New rules and procedures applicable to the Internal Revenue Service (IRS) determination letter process Proposed IRS regulations clarifying rules applicable to age 50 catch-up contributions Final IRS regulations on the minimum distribution rules New life expectancy tables to be used under the new minimum distribution rules Considerations when merging a money purchase plan into a 401(k) plan Discussion of pertinent issues involved in the Enron litigation Additional IRS guidance on permitting distributions following a 'severance from employment' Plan design opportunities as a result of EGTRRA Release of a new model distribution notice reflecting EGTRRA provisions Further guidance from the Department of Labor (DOL) on programs providing investment advice to participants Final DOL regulations on the use of electronic technology in plan administration Updated information on prototype and volume submitter plans Recent information on IRS user fees associated with determination letter applications Elimination of the special rule capping elective deferral contributions in the year after a hardship withdrawal occurs And much more! Complete with retirement planning tables and relevant citations, this unique question-and-answer guide is invaluable for benefits managers, attorneys, actuaries, administrators, accountants, and financial and investment planners.
Author: Publisher: ISBN: 9781454856009 Category : Languages : en Pages : 1180
Book Description
Quite simply, the hunt for specific answers to important questions begins - and ends - with this clear, comprehensive resource. 401(k) Answer Book covers all aspects of plan design and administration, as well as the relationships of 401(k) plans with other types of retirement plans. When participants, sponsors, or service providers ask you questions, this book gives you the answers. 401(k) Answer Book provides coverage of 401(k) plan design, testing, taxation, reporting and disclosure, and termination, and brings you up to date on investment-related topics and regulatory guidance. Written by the experts at Empower Retirement, this comprehensive one-volume desk reference is a must have for pension administrators, benefits managers, fund managers, trustees, accountants, attorneys, human resource professionals, consultants, advisors, and anyone who deals professionally with 401(k) plans. 401(k) Answer Book, 2016 Edition is packed with special features, including: A 401(k) Compliance Calendar An IRS Rollover Chart A chart of key participant disclosures and notices with cross-references to chapters for detailed information Up-to-date sample notice templates for safe harbor 401(k) plan notices, automatic enrollment notices, and QDIA notices (appendices A, B, and C) Sample Section 404(c) checklist Information on rollover rights of nonspouse beneficiaries Model notice for an EIAA Practical information on partial plan terminations, plan mergers, and spinoffs Fiduciary guidelines for selecting an annuity payment option And much more!
Author: Empower Retirement Publisher: Aspen Publishers ISBN: 9781454899518 Category : Languages : en Pages : 0
Book Description
Quite simply, the hunt for specific answers to important questions begins - and ends - with this clear, comprehensive resource. 401(k) Answer Book covers all aspects of plan design and administration, as well as the relationships of 401(k) plans with other types of retirement plans. When participants, sponsors, or service providers ask you questions, this book gives you the answers. 401(k) Answer Book provides coverage of 401(k) plan design, testing, taxation, reporting and disclosure, and termination, and brings you up to date on investment-related topics and regulatory guidance. Written by the experts at Empower Retirement, this comprehensive one-volume desk reference is a must have for pension administrators, benefits managers, fund managers, trustees, accountants, attorneys, human resource professionals, consultants, advisors, and anyone who deals professionally with 401(k) plans. 401(k) Answer Book, 2019 Edition is packed with special features, including: A 401(k) Compliance Calendar An IRS Rollover Chart A chart of key participant disclosures and notices with cross-references to chapters for detailed information Up-to-date sample notice templates for safe harbor 401(k) plan notices, automatic enrollment notices, and QDIA notices (appendices A, B, and C) Sample Section 404(c) checklist Information on rollover rights of nonspouse beneficiaries Model notice for an EIAA Practical information on partial plan terminations, plan mergers, and spinoffs Fiduciary guidelines for selecting an annuity payment option And much more! Previous Edition: 401(k) Answer Book, 2018 Edition, ISBN 9781454883593
Author: Great-West Retirement Services Publisher: Aspen Publishers ISBN: 9780735537880 Category : Business & Economics Languages : en Pages : 928
Book Description
For reliable guidance on implementation, administration, termination, and every other aspect of 401(k) plans, rely on 401(k) Answer Book. This quick-access sourcebook helps you ensure that every aspect of your plan runs smoothly and lets you avoid the pitfalls of poorly designed and administered plans.The 2004 Edition is easier than ever to use as a comprehensive, one-volume desk reference. Join the thousands of pension professionals who turn to the 401(k) Answer Book for their toughest questions on: Design considerations Employee communications Participant loans Hardship withdrawals Nondiscrimination testing Fiduciary responsibility Accounting and reporting requirements Distributions Transfer or rollover of benefits Included in the 2004 edition are: New rules and procedures applicable to the Internal Revenue Service (IRS) determination letter process Proposed IRS regulations clarifying rules applicable to age 50 catch-up contributions Final IRS regulations on the minimum distribution rules New life expectancy tables to be used under the new minimum distribution rules Considerations when merging a money purchase plan into a 401(k) plan Discussion of pertinent issues involved in the Enron litigation Additional IRS guidance on permitting distributions following a 'severance from employment' Plan design opportunities as a result of EGTRRA Release of a new model distribution notice reflecting EGTRRA provisions Further guidance from the Department of Labor (DOL) on programs providing investment advice to participants Final DOL regulations on the use of electronic technology in plan administration Updated information on prototype and volume submitter plans Recent information on IRS user fees associated with determination letter applications Elimination of the special rule capping elective deferral contributions in the year after a hardship withdrawal occurs And much more! Complete with retirement planning tables and relevant citations, this unique question-and-answer guide is invaluable for benefits managers, attorneys, actuaries, administrators, accountants, and financial and investment planners.
Author: Empower Retirement 
Author: Gwrs
Author: Empower Retirement 
Author: Adrienne L Robertson
Author: Emjay Corporation
Author: 
Author: Empower Retirement
Author: Gwrs
Author: EMPOWERRETIREMENT.
Author: Great-West Retirement Services
Author: