Report on the Economic Well-being of U.S. Households in 2013 PDF Download

Author:
Publisher:
ISBN:
Category : Households
Languages : en
Pages : 91

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Author: Barry Sutton
Publisher: Nova Science Publishers
ISBN: 9781634631181
Category : Consumption (Economics)
Languages : en
Pages : 0

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Book Description
Many households in the United States have been tested by the Great Recession. Large-scale financial strain at the household level ultimately fed into broader economic challenges for the country, and the completion of the national recovery will ultimately be, in part, a reflection of the well-being of households and consumers. Because households' finances can change at a rapid pace and new opportunities and risks may emerge, such recovery can be complex to monitor. To better understand the financial state of U.S. households, the Federal Reserve Board conducted a new consumer survey, the results of which are described in this book. The Survey of Household Economics and Decisionmaking (SHED) was conducted by the Board's Division of Consumer and Community Affairs in September 2013 using a nationally representative online survey panel. The purpose of the SHED was to capture a snapshot of the financial and economic well-being of U.S. households and the issues they face, as well as to monitor their recovery from the Great Recession and identify perceived risks to their financial stability. It further collected information on households that was not readily available from other sources or was not available in combination with other variables of interest.

Author: George Barry Sutton
Publisher: Gazelle Book Services, Limited
ISBN: 9781634631495
Category : BUSINESS & ECONOMICS
Languages : en
Pages : 185

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Book Description
Many households in the United States have been tested by the Great Recession. Large-scale financial strain at the household level ultimately fed into broader economic challenges for the country, and the completion of the national recovery will ultimately

Author: Board of Governors of the Federal Reserv
Publisher: Createspace Independent Publishing Platform
ISBN: 9781535340465
Category :
Languages : en
Pages : 102

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Book Description
As the economy of the United States continues to rebound from the Great Recession, the well-being of households and consumers provides important information about the scope and pace of the economic recovery. In order to monitor the financial and economic status of American consumers, the Federal Reserve Board began conducting the Survey of Household Economics and Decisionmaking in 2013 and conducted the survey for a second time in October 2014. The findings from the October 2014 survey are covered in this report. Topics examined in the survey include the financial health of individuals on a number of levels, such as overall well-being, housing, economic fragility, savings and spending, access to credit, education and student loans, and retirement planning.

Author:
Publisher:
ISBN:
Category : Families
Languages : en
Pages : 5

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This profile examines the economic circumstances of American households before and after the Great Recession of 2007-2009. It provides information on: changes in median household income; median income by household type, including married, unmarried, single, and same-sex couples with and without children; financial strain among families with children; financial strain on couples; and the impact of financial strain on relationship happiness.

Author: Richard R. Nelson
Publisher: Washington, D.C. : National Academy Press
ISBN:
Category : Family & Relationships
Languages : en
Pages : 338

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Abstract: Recent trends (since 1970) in the economic status and well-being of American children and their families are discussed for economists and policy makers in a National Academy of Science report of a proceedings of a conference on families and the economy. Major topics include: youth employment; public spending on children and their families; effects of unreported income on US families; economic conditions and family life; and a 55-year assessment (1940-95) of the effects of demographic factors on family life of children. A special session on some of the implications for policy and research is reported. Much of the data is illustrated in tabular or chart form. A summary of discussion from conference participants accompanies each paper. (wz).

Author: New Strategist Press
Publisher:
ISBN: 9781937737252
Category : Discretionary income
Languages : en
Pages : 0

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Book Description
The 11th edition of American Incomes: Demographics of Who Has Money is your map to the changing consumer landscape, exploring and explaining the economic status of Americans in the aftermath of the Great Recession. It looks at household income trends through 2014 by age, household type, race and Hispanic origin, education, region, and work status; examines trends in the incomes of men and women by a variety of demographic characteristics; and provides data on the wealth of American households, showing the impact of the Great Recession on household assets and debt. The poverty population is also a focus of American Incomes.The five chapters in American Incomes are:Household IncomeChapter 1 examines trends in household income over the past 14 years. It also presents current household income statistics by age of householder, race and Hispanic origin of householder, type of household, and other important demographic characteristics.Men's Income TrendsChapter 1 examines trends in household income over the past 14 years. It also presents current household income statistics by age of householder, race and Hispanic origin of householder, type of household, and other important demographic characteristics.Women's IncomeChapter 3 examines trends and the current status of women's income, which has become increasingly important to family economic well-being.WealthThe statistics shown in Chapter 4, from the Federal Reserve Board's Survey of Consumer Finances, provide a comprehensive portrait of the assets, debts, and net worth of American households by a variety of demographic characteristics. This chapter also examines the 2007-to-2013 trends in wealth.PovertyThis chapter shows how poverty has grown and reveals the demographic characteristics of those who are falling behind.You can gain more insight into the economic well-being of Americans by thumbing (or scrolling) through the pages of American Incomes than you could by spending all afternoon surfing databases on the Internet. By having it on your bookshelf or computer desktop, you can get the answers to your questions even faster than you can online.

Author: Daniel Cooper
Publisher:
ISBN:
Category :
Languages : en
Pages : 0

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Book Description
This paper develops a comprehensive measure of household economic well-being. The "sustainable consumption" concept accounts for income, assets, debt, transfer payments, and asset returns to estimate a consumption path that balances resources with expenditure over a household's lifetime. Calculating sustainable consumption using Panel Study of Income Dynamics data demonstrates that it acts as an anchor for actual household spending. Results show that following a period of rapid growth from the mid-1980s to the early 2000s, sustainable consumption stagnated on average. In the aftermath of the Great Recession, the decline in sustainable consumption exceeded the fall in actual consumption due in part to a decline in real asset returns. Decomposing sustainable consumption reveals the relative importance of different household resources in determining well-being and how these factors evolve over time - insights that would be missed when resources such as income or wealth are considered separately. Taxable income supports the majority of sustainable consumption; however, as a share of households' lifetime resources, taxable income has decreased on average while the Social Security share has grown.

Author: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
ISBN: 0309680816
Category : Social Science
Languages : en
Pages : 437

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Book Description
The increase in prevalence and visibility of sexually gender diverse (SGD) populations illuminates the need for greater understanding of the ways in which current laws, systems, and programs affect their well-being. Individuals who identify as lesbian, gay, bisexual, asexual, transgender, non-binary, queer, or intersex, as well as those who express same-sex or -gender attractions or behaviors, will have experiences across their life course that differ from those of cisgender and heterosexual individuals. Characteristics such as age, race and ethnicity, and geographic location intersect to play a distinct role in the challenges and opportunities SGD people face. Understanding the Well-Being of LGBTQI+ Populations reviews the available evidence and identifies future research needs related to the well-being of SDG populations across the life course. This report focuses on eight domains of well-being; the effects of various laws and the legal system on SGD populations; the effects of various public policies and structural stigma; community and civic engagement; families and social relationships; education, including school climate and level of attainment; economic experiences (e.g., employment, compensation, and housing); physical and mental health; and health care access and gender-affirming interventions. The recommendations of Understanding the Well-Being of LGBTQI+ Populations aim to identify opportunities to advance understanding of how individuals experience sexuality and gender and how sexual orientation, gender identity, and intersex status affect SGD people over the life course.

Author: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
ISBN: 0309483980
Category : Social Science
Languages : en
Pages : 619

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The strengths and abilities children develop from infancy through adolescence are crucial for their physical, emotional, and cognitive growth, which in turn help them to achieve success in school and to become responsible, economically self-sufficient, and healthy adults. Capable, responsible, and healthy adults are clearly the foundation of a well-functioning and prosperous society, yet America's future is not as secure as it could be because millions of American children live in families with incomes below the poverty line. A wealth of evidence suggests that a lack of adequate economic resources for families with children compromises these children's ability to grow and achieve adult success, hurting them and the broader society. A Roadmap to Reducing Child Poverty reviews the research on linkages between child poverty and child well-being, and analyzes the poverty-reducing effects of major assistance programs directed at children and families. This report also provides policy and program recommendations for reducing the number of children living in poverty in the United States by half within 10 years.