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Author: Sharman G. Lawson Publisher: ISBN: 9781598005417 Category : Self-Help Languages : en Pages : 128
Book Description
Financial freedom is available to everyone. Financial freedom isn't based on who we know or how much money we make. It is a result of a change in our thoughts and habits regarding our hard-earned money. Living debt free is not just for the rich and famous! In 1995, Sharman and her husband got a vision to pay off all their debt, including their mortgage, in five years. After accomplishing that monumental goal in 1999, she was inspired to reach out and help others who are struggling financially and living paycheck to paycheck. Catch the vision. Live debt free! Living debt free is a lifestyle and philosophy that anyone can choose to implement in his or her current situation using his or her current income. This book will give you principles, concepts, information, and tips that you can immediately apply in order to obtain financial freedom. You too can be among the thousands of people that Sharman has helped to realize their dream of living without debt. "Having known Sharman Lawson for several years now, I have personally witnessed the success of her debt-free living strategies. Sharman lives what she teaches! The simple changes her book recommends translate into dramatic life-changing freedom for those willing to take on the challenge." L. Lindley, Certified Budget Counselor and Business Owner
Author: Sharman G. Lawson Publisher: ISBN: 9781598005417 Category : Self-Help Languages : en Pages : 128
Book Description
Financial freedom is available to everyone. Financial freedom isn't based on who we know or how much money we make. It is a result of a change in our thoughts and habits regarding our hard-earned money. Living debt free is not just for the rich and famous! In 1995, Sharman and her husband got a vision to pay off all their debt, including their mortgage, in five years. After accomplishing that monumental goal in 1999, she was inspired to reach out and help others who are struggling financially and living paycheck to paycheck. Catch the vision. Live debt free! Living debt free is a lifestyle and philosophy that anyone can choose to implement in his or her current situation using his or her current income. This book will give you principles, concepts, information, and tips that you can immediately apply in order to obtain financial freedom. You too can be among the thousands of people that Sharman has helped to realize their dream of living without debt. "Having known Sharman Lawson for several years now, I have personally witnessed the success of her debt-free living strategies. Sharman lives what she teaches! The simple changes her book recommends translate into dramatic life-changing freedom for those willing to take on the challenge." L. Lindley, Certified Budget Counselor and Business Owner
Author: DeForest B. Soaries Publisher: HarperChristian + ORM ISBN: 0310343976 Category : Religion Languages : en Pages : 222
Book Description
The founder of the dfree™ movement's twelve attainable steps to financial freedom. This book is not just another financial literacy program that assumes that all people need is information. Drawing on his personal experience and years as a pastor, public policy maker, and community leader, DeForest "Buster" Soaries, Jr. shares a groundbreaking, life-changing approach to financial wellness that views financial bondage as an emotional, spiritual, and psychological problem. The dfree™ movement provides twelve easy, attainable steps to help you: Get started on your debt by admitting the problem, addressing the mess, and adjusting your attitude Get control by creating a spending plan, becoming accountable, and setting goals Get ahead by building wealth, planning your will and estate, and celebrating your success And give back by investing in others, through tithing, mentoring, and leading your own dfree™ movement If you want to live a debt-free life with the financial freedom to travel, purchase a home within your means, and enjoy retirement without the burden of pay excess monthly bills, then this book is for you. Eliminating debt is the first step toward financial freedom. And YOU can do it.
Author: Jerrold Mundis Publisher: Bantam ISBN: 0345534794 Category : Business & Economics Languages : en Pages : 338
Book Description
A simple, proven-effective formula for freeing yourself from debt—and staying that way • Revised and updated, with a new Preface by the author “A must read for anyone wanting to get their head above water.”—The Wall Street Journal THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION OUT OF THE RED • Do this month’s bills pile up before you’ve paid last month’s? • Do you regularly receive past-due notices? • Do you get letters threatening legal action if immediate payment is not made? • Do the total amounts of your revolving charge accounts keep rising? INTO THE BLACK Whether you are currently in debt or fear you’re falling into debt, you are not alone. Sixty million Americans—from doctors to secretaries, from executives to the unemployed—face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You’ll learn • how to recognize the warning signs of serious debt • how to negotiate with angry creditors, collection agencies, and the IRS • how to design a realistic and painless payback schedule • how to identify your spending blind spots • how to cope with the anxiety and daily pressures of owing money • plus the three cardinal rules for staying out of debt forever, and much more! This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.
Author: Gail Vaz-Oxlade Publisher: The Experiment ISBN: 161519116X Category : Business & Economics Languages : en Pages : 318
Book Description
Free yourself from maxed-out cards, mounting interest, and constant money stress with this “entertaining and easy to read” guide (Windsor Star). If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free—it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. Debt-Free Forever is Gail’s step-by-step guide, and she’ll show you how to: figure out how much you’ve actually been spending calculate how much you owe—and what it’s costing you build a budget that works maximize your debt repayments so you can be free of consumer debt in three years or less prepare for a rainy day so it doesn’t cause a major setback set goals for your new, debt-free life Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, follow the plan—and start becoming debt-free forever.
Author: Melanie Lockert Publisher: Coventry House Publishing ISBN: Category : Business & Economics Languages : en Pages : 126
Book Description
In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt
Author: Howard Dayton Publisher: Moody Publishers ISBN: 1575674610 Category : Business & Economics Languages : en Pages : 220
Book Description
Overwhelmed with debt? There is hope and freedom for you no matter how big your problem. Skyrocketing debt has crippled and divided millions in this age of rampant credit, interest-only mortgages, and record loan defaults. The way out from under debt burdens is not a declaration of bankruptcy, but surrender to the Word of God. Becoming debt-free may seem an impossible dream for many, but it is actually an attainable goal according to Howard Dayton, cofounder of Crown Financial Ministries. He overcame his own struggle with debt by applying God's principles to managing his finances, principles he lays out in this practical, encouraging, never-give-up book.
Author: Laura J. McDonald Publisher: John Wiley & Sons ISBN: 1118586530 Category : Business & Economics Languages : en Pages : 240
Book Description
"Credit, financing, and debt exist for a reason: to have a good time... [This book] takes you through the best ways to squander your money and short-change your financial future, showing you what all these good times are really costing you, what you can do about them, and how much more fun you can have later if you apply a measure of restraint now"--P. [4] of cover.
Author: Lorraine Turner Publisher: Random House ISBN: 1446446514 Category : Business & Economics Languages : en Pages : 203
Book Description
Debt problems can strike anyone: from students and working adults to business owners, pensioners, divorcees and the unemployed: - The average graduate leaves university more than £12,000 in debt. - The amount of money Britons owe on credit cards, loans and mortgages has topped 1,000 billion pounds - £1 trillion. This is equivalent to £17,000 of debt for every man, woman and child. Get Out of Debt Forever shows you not only how to tackle your debts and knock your finances into shape, but also shows you how to enjoy a high standard of living at the same time, offering: - Clear, practical advice on how to manage your money - Details of financial experts who will sort out your finances, liaise with creditors and even represent you in court - free of charge - Easy ways to increase your income and cut your spending - Information on where to get free days out, entertainment and holidays
Author: Erin Skye Kelly Publisher: Post Hill Press ISBN: 1642939560 Category : Business & Economics Languages : en Pages : 307
Book Description
Erin Skye Kelly wrote Get the Hell Out of Debt after her own struggle to become consumer-debt free. She was tired of listening to middle-aged men in suits tell her to consolidate and refinance her debt when all that seemed to happen was she’d end up in more of it while they profited from it. When Kelly figured out the two most important tools to money management—and started achieving massive results—other women wanted to join in on the debt-free journey. With her sense of humor and straight-shooting sensibilities, Erin began transforming lives. This book is not only a step-by-step process that will walk you through how to pay off your debt—it’s a deeply personal journey centered around changing your mindset. As you master each of the three phases through repetition, you will create your own financial freedom, allowing you to live debt-free forever and create wealth and abundance that will positively impact your life—and the people you love and serve. No matter how much consumer debt you carry, this book is a judgment-free zone from cover-to-cover. Your dreams are welcome here.
Author: Sharman G. Lawson
Author: Sharman G. Lawson
Author: DeForest B. Soaries
Author: Jerrold Mundis
Author: Gail Vaz-Oxlade
Author: Melanie Lockert
Author: 
Author: Howard Dayton
Author: Laura J. McDonald
Author: Lorraine Turner
Author: Erin Skye Kelly